When it comes to customer service, our mission is simple. We want to exceed your expectations. Our company was built on customer referrals, the highest mark a business can hope to achieve. We do our absolute best to earn your trust and business. After all, we believe in earning our mark of excellence one client at a time.
When you get paid, where do you put your money? At Denton Wealth Strategies, we believe in Privatized Banking. Privatized Banking has nothing to do with the rate of interest being charged. Interest is always working, whether it is working for you or against you. It is our job to ensure that interest is working for you and that you also receive a solid tax advantage for retirement. Through Privatized Banking, we can also assure that you eliminate bad debt, minimize taxes, and utilize the right kind of insurance that can potentially provide a 60% pay increase.
Were you afraid to open the most recent quarterly statement from your employer’s 401(k) plan because it was going to make your stomach turn? Did you even open it? Is the stock market performance of 2007 and 2008 going to cause you to change your retirement plans? Here’s some good news! You don’t have to order from the menu of mutual fund choices that you had no part in selecting, nor knew anything about. At Denton Wealth Strategies, we provide options for your 401(k) plan besides stock market oriented investments. Believe it or not, your 401(k) plan can allow you to invest your retirement funds when, where and how you want. We allow you to decide how you want to build your wealth and what you want to do with it.
The term “self–directed” simply means that you, as the individual account owner, have complete control over selecting and directing your individual retirement account investments. A self–directed IRA is no different than any other IRA, but is unique and exclusive because of its non-restrictive investment options. A self–directed account will give you access to nontraditional investable assets, such as real estate, notes, limited partnerships, commercial paper, and many other alternative investments.
As a result of people living longer, the chances of needing long-term care increases. Statistically, women will outlive men and most care is paid out in the long term care industry to females. However, with advances in medicine, healthier lifestyles, and quality access to healthcare men and women need to strongly consider protecting their assets with some type of long term care insurance. As your family demographics change, you may need to explore other long term-care options.
A common method in paying off debt, highly advocated by Dave Ramsey, is known as the debt snowball method. The debt-snowball method is a debt reduction strategy, whereby one who owes on more than one account pays off the accounts starting with the smallest balances first, while paying the minimum payment on larger debts. Once the smallest debt is paid off, one proceeds to the next slightly larger small debt above that, so on and so forth, gradually proceeding to the larger ones later. This method is also achieved where one pays off accounts on the highest interest rate first.
According to higher education reports, tuition and mandatory fees consistently rise every year, but state spending for higher education in numerous ways is decreasing. Along with rising costs associated with higher education, there is an even greater danger after an individual graduates. The average graduate of 2014 is leaving school with an average of $33,000 in debt. The total student loan debt is over 1.2 trillion and climbing. According to Forbes.com, of this $1.2 trillion in student debt, about $1 trillion is in federal student loans. This figure does not tell the full story, however, as the $1.2 trillion does not include funds students must divert away from retirement savings, parent borrowing, or credit card debt.